A Better Way to Bank

since 1884

Community

More than a bank

Since 1884, Valley Central Bank has been committed to serving our customers and local communities. We strive to provide superior customer service and products such as Business accounts, Mortgage, Consumer and Commercial loans, Home Equity Lines of Credit and FREE personal Checking and Savings accounts. Our associates proudly work and live in the communities where we do business. That is why every employee at Valley Central Bank works hard every day to deliver on our promise of  “ A better way to bank ” experience. 

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Valley Central Bank now offers online account opening for current clients! Simply login to your current account using the desktop or mobile app and choose Open an Account. If you have any questions please contact us at 513-821-3335.

Today’s certificate special offers!

5.00%APY on a 7 month CD

*$5,000 minimum deposit

4.25%APY on a 18 month CD

*$500.00 minimum deposit

*APY= Annual Percentage Yield. Minimum deposit of $5,000 required to open new certificate at promotional rate. Balances less than $5,000 are subject to lower APY. 7-month special certificate will renew to standard 6-month CD product with the interest rate fixed based on the applicable rate at the term of renewal. 18-month special certificate will renew to standard 18-month CD product with the interest rate fixed based on applicable rate at the term of renewal. Call or visit one of our Valley Central Bank locations. A penalty may be imposed for early withdrawal. Rate valid as of 12/12/2023. Offer is subject to change without notice.

Call or visit one of our Valley Central Bank locations.

FDIC

We provide all of your banking needs.

Commercial Loans, Mortgages, Home Equity Lines of Credit, CD’s & IRA’s. No matter what you need we have you covered.

Personal Banking

Bank accounts with no hidden fees.

Locations/Hours

Convenient locations in the Greater Cincinnati area



READING >>

115 West Benson St.

Cincinnati, OH 45215

513-821-3335

LIBERTY TOWNSHIP >>

6550 Princeton Glendale Rd.

Liberty Twp., OH 45011

513-821-3335

MIDDLETOWN UNIVERSITY >>

701 N. University Blvd

Middletown, OH 45042

513-821-3335

HOURS

Monday - Thursday 9:00am - 5:00pm

Friday 9:00am - 6:00pm



Business Banking

Business accounts with no hidden fees.


The protection of your accounts is our TOP priority. Due to recent changes in the world, the potential for increased online fraud is higher. Some reminders to help protect your account: Never share your passwords, security questions or PIN with anyone. Use a strong password and change it periodically. Valley Central Bank or our Fraud Department will never contact you for your PIN, passwords, or security codes/questions. We at Valley Central Bank suggest setting up account alerts to assist you in monitoring your accounts. If you need further assistance please contact us at 513-821-3335.

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