Mortgage Lending

& Construction Loan Lending near Hamilton, OH

Montgomery, Liberty Twp, Reading & Middletown

Mortgage Loans in West Chester, Reading and Middletown OH

Whether it is your first home purchase or you’re in the market for your next home, Valley Central Bank can help you with all your mortgage needs. Here at Valley Central Bank we pride ourselves in providing competitive variable and fixed rates. If you are looking for a mortgage lender to help you navigate your new mortgage, no one does it better than Valley Central Bank. Whether you are in West Chester, Loveland, Liberty Township or Middletown, Ohio, we are here to offer you the best service for your mortgage loans with our knowledgeable mortgage lenders.

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HELOC - Home Equity Line of Credit

Your home can be your biggest asset. Here at Valley Central Bank we can help you determine if the equity in your home can help you with a large home improvement project or debt consolidation. Our mortgage lenders can help you select the right product for your needs by assessing the loan to value ratio (LTV), whether that’s a line of credit or a fixed term loan.

Purchasing A Home

Getting a new mortgage can be an extremely stressful time in anyone’s life, especially if you are unfamiliar with the mortgage process. This process can overwhelm the most seasoned homeowners if they don’t have a mortgage lender to help them understand the process every step of the way. Here at Valley Central Bank we offer elite mortgage lenders and banking specialists that will help you get the best rate possible and make sure that you are informed, happy, and comfortable with your new loan. We proudly offer Conventional, FHA, VA, Rural Development, Construction Loans and Second Mortgage’s (HELOC). No matter what type of mortgage you are looking for, our team of mortgage lending specialists can help you.  LEARN MORE ABOUT MORTGAGE LENDING >>

Refinancing

Let us help you weigh the pros and cons of refinancing your mortgage loan.

Refinancing can help you pay off your home sooner, lower your monthly payment, and even help you accesses equity in your home.

Construction Loans

Valley Central Bank is a leader in the industry when it comes to Construction Lending. Our VCB One-Time Close Construction Loan Program will allow you to enjoy the process of building your home without worrying about financing delays. 


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How much can I borrow? How much will my payment be?

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The home of your dreams is just a click or call away! Get your fixed mortgage, mortgage loan, or construction loan taken care of today with the help of our mortgage lenders.
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Go Paperless!

Valley Central Bank now offers eBills for all loans. Sign up today through online banking.

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