Welcome Home Program

Valley Central Bank is a participant in the FHLB "Welcome Home" program which provides down payment and closing costs assistance for low- and moderate-income homebuyers. Grants up to $5,000 per house are available. This is one of our most widely used programs, ideally suited to the special funding needs of customers in our community.  The downpayment assistance program, while perfect for first time homebuyers, it is open to all applicants.

The Welcome Home program provides important downpayment assistance and coupled with the Valley Bank promise of quick decisions, local funding and local support is a winning combination to get houses sold and deals closed!

This program is a first-come, first-serve program and available FHLB funding is quickly reserved, so act today and submit your applications!