Make a Deposit to A New Savings Account Today

Liberty Twp, Reading & Middletown

Use a Local Bank You Can Trust


Whether you are in Mason, Hamilton, Butler County, and surrounding areas, Valley Central Bank is a local, community-focused bank that offers full banking services. Come to us if you want to:

 

  • Open a checking or savings account
  • Open a business account
  • Get a mortgage
  • Refinance your home
  • Get an auto loan
  • Get commercial lending

 

We take your financial security seriously and are a member of the Federal Deposit Insurance Corporation (FDIC). If you make deposits with us, your deposit is insured up to $250,000, so you can trust that your money is always in safe hands.


Let Valley Central Bank help you save with a savings option that fits your needs. Are you saving for your next adventure? Are you looking to open an account for your child or are you looking for help saving for the Holidays? If you have a savings goal, Valley Central Bank has a savings option that will help you meet that goal.

Statement Savings

 

  • $20 minimum balance
  • $1.00 if minimum balance is not kept
  • Earns a competitive interest rate
  • FREE Online Banking & Mobile Banking
  • E-Statements – FREE
  • Paper Statements - FREE
  • Transfer to Checking for overdraft – FREE
  • Free ATM Withdrawals through the "Money Pass ATM Network"
  • FREE coin counting service at Liberty location

 

Money Market Savings

 

  • $2,500 minimum balance
  • $6.00 if minimum balance is not kept
  • Earns a competitive interest rate
  • FREE Online Banking & Mobile Banking
  • E-Statements – FREE
  • Paper Statements - FREE
  • Free ATM Withdrawals through the "Money Pass ATM Network"
  • FREE coin counting service at Liberty location

 

Premier Savings

  • $10,000 minimum balance
  • $6.00 if minimum balance is not kept
  • Earns a competitive interest rate
  • FREE Online Banking & Mobile Banking
  • E-Statements – FREE
  • Paper Statements – FREE
  • Free ATM withdrawals though the “Money Pass ATM Network”
  • FREE coin counting services at Liberty location 

Minor Savings

 

  • $.01 minimum balance
  • No monthly service charge
  • Earns a competitive interest rate
  • E-Statements – FREE
  • Paper Statements - FREE
  • FREE coin counting service at Liberty location

 

Christmas Club

 

  • You may select a denomination of $10, $20 or $50 for a total of 50 payments
  • Christmas Club Accounts can be opened from mid October to mid December for the calendar year use
  • Deposits will be accepted until the third Friday in October of the following year
  • On the last Friday in October you may select to receive a check or a direct deposit into your Valley Central Bank account for the entire balance
  • If you make all 50 payments you will receive a bonus deposit
  • No withdrawals will be permitted on this account
  • No monthly service charge
  • FREE coin counting service at Liberty location

 

Enjoy a Better Way to Bank


With three branches located in Hamilton, Middletown, and Mason, OH, Valley Central Bank offers a wide range of services to help you reach your financial goals. Whether you plan to buy a new home for your family or save for your impending retirement, Valley Central Bank has the facilities and the service you need.


We have operated in the area since 1884, and from Oxford to Mason, we have always placed an emphasis on home loans and mortgage services for our community. We also provide many loans to small businesses throughout our area and make it a practice to stay aware of our community’s most pressing financial needs.


Unlike many larger financial institutions, we have the ability to make decisions on a local level for the benefit of our clients. We offer prompt and personalized service. We also offer easily-accessible ATM services for when you need cash on hand, as well as online banking.


Apply for loans, plan financially, and make secure deposits in the Middletown, OH, area with the help of Valley Central Bank. Contact us at 513) 821-3335 for more information.

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