Savings

Statement Savings*

An easy-to-use account with a monthly activity statement.

  • Interest bearing account with a competitive rate
  • FREE Online Banking and Bill Pay
  • FREE withdrawals at 2000+ ATMs
  • Six (6) third-party transfers per month
  • $20.00 minimum balance to open

 

Money Market**

For our higher balance savers who seek easy access and competitive rates.

  • Interest-bearing account with a competitive rate
  • $2,500 minimum balance to open
  • FREE Online Banking and Bill Pay
  • Six (6) third-party transfers allowed per month

 

Christmas Club Savings Account

An excellent way to save for the Holidays.

  • Accounts can be opened from mid October to mid December for the calendar year use.
  • You may select a coupon book with denominations of $5, $10, $20 or $50 for a total of 50 payments.
  • Deposits will be accepted until the third Friday in October of the following year.
  • On the last Friday in October you may select to receive a check or a direct deposit into your Valley Central Bank account for the entire balance.
  • If you make all 50 payments you will receive a bonus deposit equal to one coupon.
  • No withdrawals will be permitted on this account.
     


* Minimum daily balance of $100 required to avoid $1 monthly service charge.
** Minimum daily balance of $2,500 required to avoid $6 monthly service charge.