Our Technology

One of the most common questions we get asked at our Liberty Township, Reading and Middletown locations here at Valley Central from potential customers that are looking for a new bank is “Since you are a small community bank do you have decent technology?” We love the opportunity to answer this question with the following answer. We are a Mutual Bank which means we are owned by our customers that have money on deposit with us. Our profits do not go to Wall Street Investors like the Big Banks, this money gets invested back into the bank to be able to offer our customers products with little or no fees, great rates on our loans, and top of the line technology for our customers. We have a great website and on-line banking that is safe, simple and easy to use. You can check balances, transfer money between accounts, pull up statements and checks, pay bills, order checks, and message our customer service department. We have a convenient and simple Mobile App for your smart phone that allows you to deposit checks, check balances, transfer money between accounts, pull up check images and statements, pay bills, order checks, and message our customer service department. Lastly, we are a member of the MoneyPass ATM network that allows Valley Central Bank customers access to 32,000 ATMs nationwide for no fee withdrawals. Our technology is just another reason why we are “A Better Way To Bank

Thomas J. Gabrielson
07 Jan, 2022
Welcome Thomas J. Gabrielson to our team!
Why should you leave your large corporate bank and BANK SMALL with a community bank?
17 Aug, 2021
Why should you leave your large corporate bank and BANK SMALL with a community bank like Valley Central Bank?
small business banking
23 Jun, 2021
Why bank small? Easy, our employees and we love our employees! In today’s crowded landscape of large corporate Wall Street banks, we are finding customers are wanting something different, something more. They are looking for some individual attention, great products for yourself and your business without being Fee’d to death, competitive loan products and rates, access to over 32,000 ATMs, and more importantly, being valued as a customer without trying to be sold a product every time they visit a branch. May we suggest a community bank like VALLEY CENTRAL BANK . May we suggest that you try BANKING SMALL . If you reside in Liberty Township, Hamilton, West Chester, Middletown, Monroe, Trenton, Blue Ash, Sharonville, and Reading. Let us show you some reasons why Valley Central Bank is a “ Better Way to Bank ”
Bank Small at Valley Central Bank
11 May, 2021
Easy, our employees and we love our employees!
Identity Theft Protection
12 Mar, 2021
Proactive identity theft protection is one of the ways that you can manage the risk of your identity being stolen from your online activity. No one wants to go through the process of recovering their social security number, and the damage that a thief can do is extensive.
valley central bank our people is our biggest asset.
08 Mar, 2021
At valley Central Bank our people is our biggest asset video.
Valley Central Bank names Fred DeBiasi as new CEO
23 Feb, 2021
Valley Central Bank has announced that Fred DeBiasi, currently Valley Central Bank’s President and Chief Operating Officer, has been named Chief Executive Officer. DeBiasi assumed the new role on January 19, 2021.
Welcome Home Grant program
17 Feb, 2021
The Welcome Home Program (WHP) begins March 1, this amazing program offers grants to fund reasonable down payments and closing costs.
19 Jan, 2021
There are so many ways to spend your hard-earned money. For as hard as you work for your money, you shouldn’t have to throw it away on ATM surcharge fees. That’s why Valley Central Bank offers access to the MoneyPass ATM Network with access to more than 32,000 ATMs without a surcharge fee. So, not only can you use your card at Valley Central Bank ATMs, but across the nation, too. Plus, MoneyPass ATMs are easy to find. Just search on MoneyPass.com, Valleycentral.org or use the MoneyPass Mobile App to find locations when you are on the go. It’s all part of our goal to provide you with connected convenience. Please stop into Valley Central Bank to open a new checking account with the surcharge FREE MoneyPass ATM Network access today. This just one of the reasons Valley Central Bank is “A Better Way To Bank”.
22 Dec, 2020
The housing market is crazy in Southwest Ohio. Learn a little more about what is going on in the market with this chat between Ron & Bob and remember at Valley Central Bank we make the mortgage application process pain free. You can even start the process online >> . 
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