A Better Way to Bank

Community

More than a bank

Since 1884, Valley Central Bank has been proud to stand by our customers and local communities. We combine exceptional, personalized service with a comprehensive suite of financial products tailored to your goals.

cure big bank pain

Explore Our Services

Whether you are managing daily finances or planning for the future, we offer solutions designed for every stage of life, including FREE Personal Checking and Savings Accounts, Mortgage Solutions, Home Equity Lines of Credit, Consumer and Commercial Loans, and dedicated Business Accounts.


Why Bank With Us?

What truly sets Valley Central Bank apart isn’t just our products—it’s our people.


Our team members are your neighbors, living and working right alongside you. Because we share a deep connection to this community, we are invested in your success and committed to building genuine, trusted relationships.


A Better Way to Bank

We believe banking should be about more than just transactions; it should make a meaningful difference in your life. That is why every member of our team is dedicated to living out our promise every single day.


"A Better Way to Bank"


Open Your Account Today!

Safely and conveniently open you’re account online today. Whether you’re an existing customer or new to our bank, we offer several products to meet your banking needs.

Open Your Account

Let us give you money while you learn to save for your future!

Introducing the New
STUDENT SAVERS ACCOUNT
Learn more

We provide all of your banking needs.

Commercial Loans, Mortgages, Home Equity Lines of Credit & CD’s No matter what you need we have you covered.

Personal Banking

Bank accounts with no hidden fees.

Locations/Hours

Convenient locations in the Greater Cincinnati area



READING >>

115 West Benson St.

Cincinnati, OH 45215

513-821-3335

LIBERTY TOWNSHIP >>

6550 Princeton Glendale Rd.

Liberty Twp., OH 45011

513-821-3335

MIDDLETOWN UNIVERSITY >>

701 N. University Blvd

Middletown, OH 45042

513-821-3335

HOURS

Monday - Thursday 9:00am - 5:00pm

Friday 9:00am - 6:00pm



Business Banking

Business accounts with no hidden fees.